LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,420
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,051
−HK$1,657/mo
Today · 4.125%
HK$55,708
baseline
▲ 0.50% · 4.625%
HK$59,097
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,416/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,317
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,881
−HK$1,587/mo
Today · 4.125%
HK$61,468
baseline
▲ 0.50% · 4.625%
HK$64,708
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,936/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,905
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,861
−HK$1,988/mo
Today · 4.125%
HK$66,849
baseline
▲ 0.50% · 4.625%
HK$70,917
+HK$4,068/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$133,698/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,981
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,857
−HK$1,904/mo
Today · 4.125%
HK$73,761
baseline
▲ 0.50% · 4.625%
HK$77,650
+HK$3,889/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$147,522/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,389
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,671
−HK$2,320/mo
Today · 4.125%
HK$77,991
baseline
▲ 0.50% · 4.625%
HK$82,736
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,982/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,644
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,834
−HK$2,221/mo
Today · 4.125%
HK$86,055
baseline
▲ 0.50% · 4.625%
HK$90,591
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,110/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,357
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,292
−HK$2,982/mo
Today · 4.125%
HK$100,274
baseline
▲ 0.50% · 4.625%
HK$106,375
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,548/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,971
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,786
−HK$2,856/mo
Today · 4.125%
HK$110,642
baseline
▲ 0.50% · 4.625%
HK$116,474
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,284/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,026 · Scale 2, in force from 26 Feb 2026)