LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,421
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$54,052
−HK$1,656/mo
Today · 4.125%
HK$55,708
baseline
▲ 0.50% · 4.625%
HK$59,098
+HK$3,390/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,416/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,318
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,882
−HK$1,587/mo
Today · 4.125%
HK$61,469
baseline
▲ 0.50% · 4.625%
HK$64,709
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,938/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,905
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,862
−HK$1,988/mo
Today · 4.125%
HK$66,850
baseline
▲ 0.50% · 4.625%
HK$70,918
+HK$4,068/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$133,700/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,982
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,859
−HK$1,904/mo
Today · 4.125%
HK$73,763
baseline
▲ 0.50% · 4.625%
HK$77,651
+HK$3,888/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$147,526/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,390
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,673
−HK$2,319/mo
Today · 4.125%
HK$77,992
baseline
▲ 0.50% · 4.625%
HK$82,737
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,984/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,645
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,835
−HK$2,221/mo
Today · 4.125%
HK$86,056
baseline
▲ 0.50% · 4.625%
HK$90,592
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,112/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,358
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,293
−HK$2,982/mo
Today · 4.125%
HK$100,275
baseline
▲ 0.50% · 4.625%
HK$106,377
+HK$6,102/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,550/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,972
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,788
−HK$2,856/mo
Today · 4.125%
HK$110,644
baseline
▲ 0.50% · 4.625%
HK$116,476
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,288/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,040 · Scale 2, in force from 26 Feb 2026)