LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,421
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,052
−HK$1,657/mo
Today · 4.125%
HK$55,709
baseline
▲ 0.50% · 4.625%
HK$59,098
+HK$3,389/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,418/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,318
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,882
−HK$1,587/mo
Today · 4.125%
HK$61,469
baseline
▲ 0.50% · 4.625%
HK$64,709
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,938/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,906
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,862
−HK$1,988/mo
Today · 4.125%
HK$66,850
baseline
▲ 0.50% · 4.625%
HK$70,918
+HK$4,068/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$133,700/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,982
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,859
−HK$1,904/mo
Today · 4.125%
HK$73,763
baseline
▲ 0.50% · 4.625%
HK$77,651
+HK$3,888/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$147,526/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,390
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,673
−HK$2,319/mo
Today · 4.125%
HK$77,992
baseline
▲ 0.50% · 4.625%
HK$82,738
+HK$4,746/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,984/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,646
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,835
−HK$2,222/mo
Today · 4.125%
HK$86,057
baseline
▲ 0.50% · 4.625%
HK$90,593
+HK$4,536/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,114/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,358
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,294
−HK$2,982/mo
Today · 4.125%
HK$100,276
baseline
▲ 0.50% · 4.625%
HK$106,377
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,552/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,973
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,788
−HK$2,856/mo
Today · 4.125%
HK$110,644
baseline
▲ 0.50% · 4.625%
HK$116,476
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,288/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,043 · Scale 2, in force from 26 Feb 2026)