LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,422
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,053
−HK$1,657/mo
Today · 4.125%
HK$55,710
baseline
▲ 0.50% · 4.625%
HK$59,100
+HK$3,390/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$111,420/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,319
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,884
−HK$1,586/mo
Today · 4.125%
HK$61,470
baseline
▲ 0.50% · 4.625%
HK$64,710
+HK$3,240/mo
Deposit HK$11.49M · loan HK$11.49M · min. income ≈ HK$122,940/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,907
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,864
−HK$1,988/mo
Today · 4.125%
HK$66,852
baseline
▲ 0.50% · 4.625%
HK$70,920
+HK$4,068/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$133,704/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,983
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,860
−HK$1,904/mo
Today · 4.125%
HK$73,764
baseline
▲ 0.50% · 4.625%
HK$77,653
+HK$3,889/mo
Deposit HK$9.20M · loan HK$13.79M · min. income ≈ HK$147,528/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,391
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,674
−HK$2,320/mo
Today · 4.125%
HK$77,994
baseline
▲ 0.50% · 4.625%
HK$82,739
+HK$4,745/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$155,988/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,647
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,837
−HK$2,221/mo
Today · 4.125%
HK$86,058
baseline
▲ 0.50% · 4.625%
HK$90,595
+HK$4,537/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,116/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,360
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,296
−HK$2,982/mo
Today · 4.125%
HK$100,278
baseline
▲ 0.50% · 4.625%
HK$106,379
+HK$6,101/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,556/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,975
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,790
−HK$2,857/mo
Today · 4.125%
HK$110,647
baseline
▲ 0.50% · 4.625%
HK$116,479
+HK$5,832/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,294/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,064 · Scale 2, in force from 26 Feb 2026)