LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,427
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,058
−HK$1,657/mo
Today · 4.125%
HK$55,715
baseline
▲ 0.50% · 4.625%
HK$59,105
+HK$3,390/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,430/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,325
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,889
−HK$1,587/mo
Today · 4.125%
HK$61,476
baseline
▲ 0.50% · 4.625%
HK$64,716
+HK$3,240/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$122,952/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,912
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,869
−HK$1,989/mo
Today · 4.125%
HK$66,858
baseline
▲ 0.50% · 4.625%
HK$70,926
+HK$4,068/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,716/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,989
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,867
−HK$1,904/mo
Today · 4.125%
HK$73,771
baseline
▲ 0.50% · 4.625%
HK$77,659
+HK$3,888/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,542/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,398
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,681
−HK$2,320/mo
Today · 4.125%
HK$78,001
baseline
▲ 0.50% · 4.625%
HK$82,747
+HK$4,746/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$156,002/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,654
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,844
−HK$2,222/mo
Today · 4.125%
HK$86,066
baseline
▲ 0.50% · 4.625%
HK$90,603
+HK$4,537/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,132/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,369
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$97,304
−HK$2,982/mo
Today · 4.125%
HK$100,286
baseline
▲ 0.50% · 4.625%
HK$106,389
+HK$6,103/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,572/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,984
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,800
−HK$2,856/mo
Today · 4.125%
HK$110,656
baseline
▲ 0.50% · 4.625%
HK$116,489
+HK$5,833/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,312/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,149 · Scale 2, in force from 26 Feb 2026)