LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,428
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,059
−HK$1,657/mo
Today · 4.125%
HK$55,716
baseline
▲ 0.50% · 4.625%
HK$59,106
+HK$3,390/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,432/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,326
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,890
−HK$1,587/mo
Today · 4.125%
HK$61,477
baseline
▲ 0.50% · 4.625%
HK$64,718
+HK$3,241/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$122,954/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,914
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,871
−HK$1,988/mo
Today · 4.125%
HK$66,859
baseline
▲ 0.50% · 4.625%
HK$70,928
+HK$4,069/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,718/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,991
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,868
−HK$1,905/mo
Today · 4.125%
HK$73,773
baseline
▲ 0.50% · 4.625%
HK$77,661
+HK$3,888/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,546/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$977,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,400
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,683
−HK$2,320/mo
Today · 4.125%
HK$78,003
baseline
▲ 0.50% · 4.625%
HK$82,749
+HK$4,746/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$156,006/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,656
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,846
−HK$2,222/mo
Today · 4.125%
HK$86,068
baseline
▲ 0.50% · 4.625%
HK$90,605
+HK$4,537/mo
Deposit HK$6.90M · loan HK$16.09M · min. income ≈ HK$172,136/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$977,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,371
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,307
−HK$2,982/mo
Today · 4.125%
HK$100,289
baseline
▲ 0.50% · 4.625%
HK$106,391
+HK$6,102/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$200,578/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,987
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,803
−HK$2,856/mo
Today · 4.125%
HK$110,659
baseline
▲ 0.50% · 4.625%
HK$116,492
+HK$5,833/mo
Deposit HK$2.30M · loan HK$20.69M · min. income ≈ HK$221,318/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,174 · Scale 2, in force from 26 Feb 2026)