LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,434
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$54,065
−HK$1,657/mo
Today · 4.125%
HK$55,722
baseline
▲ 0.50% · 4.625%
HK$59,112
+HK$3,390/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,444/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,332
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,896
−HK$1,588/mo
Today · 4.125%
HK$61,484
baseline
▲ 0.50% · 4.625%
HK$64,724
+HK$3,240/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$122,968/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$977,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,921
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,878
−HK$1,988/mo
Today · 4.125%
HK$66,866
baseline
▲ 0.50% · 4.625%
HK$70,935
+HK$4,069/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,732/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,998
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,876
−HK$1,904/mo
Today · 4.125%
HK$73,780
baseline
▲ 0.50% · 4.625%
HK$77,669
+HK$3,889/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,560/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,407
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,691
−HK$2,320/mo
Today · 4.125%
HK$78,011
baseline
▲ 0.50% · 4.625%
HK$82,757
+HK$4,746/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,022/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,665
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,855
−HK$2,222/mo
Today · 4.125%
HK$86,077
baseline
▲ 0.50% · 4.625%
HK$90,614
+HK$4,537/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,154/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,381
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,317
−HK$2,982/mo
Today · 4.125%
HK$100,299
baseline
▲ 0.50% · 4.625%
HK$106,402
+HK$6,103/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,598/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,998
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,814
−HK$2,856/mo
Today · 4.125%
HK$110,670
baseline
▲ 0.50% · 4.625%
HK$116,504
+HK$5,834/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,340/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,274 · Scale 2, in force from 26 Feb 2026)