LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,435
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,066
−HK$1,658/mo
Today · 4.125%
HK$55,724
baseline
▲ 0.50% · 4.625%
HK$59,114
+HK$3,390/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,448/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,334
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$59,898
−HK$1,587/mo
Today · 4.125%
HK$61,485
baseline
▲ 0.50% · 4.625%
HK$64,726
+HK$3,241/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$122,970/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,922
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,880
−HK$1,988/mo
Today · 4.125%
HK$66,868
baseline
▲ 0.50% · 4.625%
HK$70,937
+HK$4,069/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,736/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,001
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,878
−HK$1,905/mo
Today · 4.125%
HK$73,783
baseline
▲ 0.50% · 4.625%
HK$77,672
+HK$3,889/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,566/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,410
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,693
−HK$2,320/mo
Today · 4.125%
HK$78,013
baseline
▲ 0.50% · 4.625%
HK$82,760
+HK$4,747/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,026/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,667
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$83,858
−HK$2,222/mo
Today · 4.125%
HK$86,080
baseline
▲ 0.50% · 4.625%
HK$90,617
+HK$4,537/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,160/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,384
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,320
−HK$2,982/mo
Today · 4.125%
HK$100,302
baseline
▲ 0.50% · 4.625%
HK$106,406
+HK$6,104/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,604/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,001
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,817
−HK$2,857/mo
Today · 4.125%
HK$110,674
baseline
▲ 0.50% · 4.625%
HK$116,508
+HK$5,834/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,348/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,305 · Scale 2, in force from 26 Feb 2026)