LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,438
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,069
−HK$1,658/mo
Today · 4.125%
HK$55,727
baseline
▲ 0.50% · 4.625%
HK$59,117
+HK$3,390/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,454/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,337
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,902
−HK$1,587/mo
Today · 4.125%
HK$61,489
baseline
▲ 0.50% · 4.625%
HK$64,730
+HK$3,241/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$122,978/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,926
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,883
−HK$1,989/mo
Today · 4.125%
HK$66,872
baseline
▲ 0.50% · 4.625%
HK$70,941
+HK$4,069/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,744/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,004
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,882
−HK$1,905/mo
Today · 4.125%
HK$73,787
baseline
▲ 0.50% · 4.625%
HK$77,676
+HK$3,889/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,574/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,414
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,697
−HK$2,320/mo
Today · 4.125%
HK$78,017
baseline
▲ 0.50% · 4.625%
HK$82,764
+HK$4,747/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,034/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,672
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,862
−HK$2,222/mo
Today · 4.125%
HK$86,084
baseline
▲ 0.50% · 4.625%
HK$90,622
+HK$4,538/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,168/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,389
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,325
−HK$2,983/mo
Today · 4.125%
HK$100,308
baseline
▲ 0.50% · 4.625%
HK$106,411
+HK$6,103/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,616/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,007
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,823
−HK$2,857/mo
Today · 4.125%
HK$110,680
baseline
▲ 0.50% · 4.625%
HK$116,514
+HK$5,834/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,360/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,358 · Scale 2, in force from 26 Feb 2026)