LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,446
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,077
−HK$1,658/mo
Today · 4.125%
HK$55,735
baseline
▲ 0.50% · 4.625%
HK$59,126
+HK$3,391/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,470/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,345
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,910
−HK$1,588/mo
Today · 4.125%
HK$61,498
baseline
▲ 0.50% · 4.625%
HK$64,739
+HK$3,241/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$122,996/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,935
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,893
−HK$1,989/mo
Today · 4.125%
HK$66,882
baseline
▲ 0.50% · 4.625%
HK$70,951
+HK$4,069/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,764/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,015
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,892
−HK$1,905/mo
Today · 4.125%
HK$73,797
baseline
▲ 0.50% · 4.625%
HK$77,687
+HK$3,890/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,594/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,424
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,708
−HK$2,321/mo
Today · 4.125%
HK$78,029
baseline
▲ 0.50% · 4.625%
HK$82,776
+HK$4,747/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,058/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,684
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$83,874
−HK$2,223/mo
Today · 4.125%
HK$86,097
baseline
▲ 0.50% · 4.625%
HK$90,635
+HK$4,538/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,194/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,403
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,339
−HK$2,983/mo
Today · 4.125%
HK$100,322
baseline
▲ 0.50% · 4.625%
HK$106,427
+HK$6,105/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,644/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,022
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,838
−HK$2,858/mo
Today · 4.125%
HK$110,696
baseline
▲ 0.50% · 4.625%
HK$116,531
+HK$5,835/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,392/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,500 · Scale 2, in force from 26 Feb 2026)