LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,446
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,078
−HK$1,657/mo
Today · 4.125%
HK$55,735
baseline
▲ 0.50% · 4.625%
HK$59,127
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,470/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,346
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,911
−HK$1,587/mo
Today · 4.125%
HK$61,498
baseline
▲ 0.50% · 4.625%
HK$64,740
+HK$3,242/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$122,996/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,936
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,893
−HK$1,989/mo
Today · 4.125%
HK$66,882
baseline
▲ 0.50% · 4.625%
HK$70,952
+HK$4,070/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,764/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,015
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,893
−HK$1,905/mo
Today · 4.125%
HK$73,798
baseline
▲ 0.50% · 4.625%
HK$77,688
+HK$3,890/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,596/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,425
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,709
−HK$2,320/mo
Today · 4.125%
HK$78,029
baseline
▲ 0.50% · 4.625%
HK$82,777
+HK$4,748/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,058/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,685
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$83,875
−HK$2,223/mo
Today · 4.125%
HK$86,098
baseline
▲ 0.50% · 4.625%
HK$90,636
+HK$4,538/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,196/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,403
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,340
−HK$2,983/mo
Today · 4.125%
HK$100,323
baseline
▲ 0.50% · 4.625%
HK$106,428
+HK$6,105/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,646/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,023
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,840
−HK$2,857/mo
Today · 4.125%
HK$110,697
baseline
▲ 0.50% · 4.625%
HK$116,532
+HK$5,835/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,394/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,510 · Scale 2, in force from 26 Feb 2026)