LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,448
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,079
−HK$1,658/mo
Today · 4.125%
HK$55,737
baseline
▲ 0.50% · 4.625%
HK$59,128
+HK$3,391/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,474/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,348
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,912
−HK$1,588/mo
Today · 4.125%
HK$61,500
baseline
▲ 0.50% · 4.625%
HK$64,742
+HK$3,242/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,000/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,937
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,895
−HK$1,989/mo
Today · 4.125%
HK$66,884
baseline
▲ 0.50% · 4.625%
HK$70,954
+HK$4,070/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,768/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,017
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,895
−HK$1,905/mo
Today · 4.125%
HK$73,800
baseline
▲ 0.50% · 4.625%
HK$77,690
+HK$3,890/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,600/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,427
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,711
−HK$2,320/mo
Today · 4.125%
HK$78,031
baseline
▲ 0.50% · 4.625%
HK$82,779
+HK$4,748/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,062/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,687
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$83,877
−HK$2,223/mo
Today · 4.125%
HK$86,100
baseline
▲ 0.50% · 4.625%
HK$90,638
+HK$4,538/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,200/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,406
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,342
−HK$2,984/mo
Today · 4.125%
HK$100,326
baseline
▲ 0.50% · 4.625%
HK$106,431
+HK$6,105/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,652/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,026
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,842
−HK$2,858/mo
Today · 4.125%
HK$110,700
baseline
▲ 0.50% · 4.625%
HK$116,535
+HK$5,835/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,400/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,534 · Scale 2, in force from 26 Feb 2026)