LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,449
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,080
−HK$1,658/mo
Today · 4.125%
HK$55,738
baseline
▲ 0.50% · 4.625%
HK$59,129
+HK$3,391/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,476/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,349
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,914
−HK$1,587/mo
Today · 4.125%
HK$61,501
baseline
▲ 0.50% · 4.625%
HK$64,743
+HK$3,242/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,002/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,939
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,896
−HK$1,990/mo
Today · 4.125%
HK$66,886
baseline
▲ 0.50% · 4.625%
HK$70,955
+HK$4,069/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,772/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,019
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,897
−HK$1,905/mo
Today · 4.125%
HK$73,802
baseline
▲ 0.50% · 4.625%
HK$77,692
+HK$3,890/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,604/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,429
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,713
−HK$2,320/mo
Today · 4.125%
HK$78,033
baseline
▲ 0.50% · 4.625%
HK$82,781
+HK$4,748/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,066/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,688
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,879
−HK$2,223/mo
Today · 4.125%
HK$86,102
baseline
▲ 0.50% · 4.625%
HK$90,640
+HK$4,538/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,204/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,408
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,345
−HK$2,983/mo
Today · 4.125%
HK$100,328
baseline
▲ 0.50% · 4.625%
HK$106,433
+HK$6,105/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,656/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,028
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,845
−HK$2,857/mo
Today · 4.125%
HK$110,702
baseline
▲ 0.50% · 4.625%
HK$116,538
+HK$5,836/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,404/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,557 · Scale 2, in force from 26 Feb 2026)