LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,451
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,083
−HK$1,657/mo
Today · 4.125%
HK$55,740
baseline
▲ 0.50% · 4.625%
HK$59,132
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,480/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,351
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,916
−HK$1,588/mo
Today · 4.125%
HK$61,504
baseline
▲ 0.50% · 4.625%
HK$64,746
+HK$3,242/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,008/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,941
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,899
−HK$1,989/mo
Today · 4.125%
HK$66,888
baseline
▲ 0.50% · 4.625%
HK$70,958
+HK$4,070/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,776/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,022
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,900
−HK$1,905/mo
Today · 4.125%
HK$73,805
baseline
▲ 0.50% · 4.625%
HK$77,695
+HK$3,890/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,610/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,432
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,716
−HK$2,321/mo
Today · 4.125%
HK$78,037
baseline
▲ 0.50% · 4.625%
HK$82,785
+HK$4,748/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,074/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,692
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,883
−HK$2,223/mo
Today · 4.125%
HK$86,106
baseline
▲ 0.50% · 4.625%
HK$90,644
+HK$4,538/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,212/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,412
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,349
−HK$2,984/mo
Today · 4.125%
HK$100,333
baseline
▲ 0.50% · 4.625%
HK$106,438
+HK$6,105/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,666/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,033
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,850
−HK$2,857/mo
Today · 4.125%
HK$110,707
baseline
▲ 0.50% · 4.625%
HK$116,543
+HK$5,836/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,414/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,599 · Scale 2, in force from 26 Feb 2026)