LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,453
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$54,085
−HK$1,657/mo
Today · 4.125%
HK$55,742
baseline
▲ 0.50% · 4.625%
HK$59,134
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,484/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,354
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$59,919
−HK$1,587/mo
Today · 4.125%
HK$61,506
baseline
▲ 0.50% · 4.625%
HK$64,748
+HK$3,242/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,012/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,944
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,902
−HK$1,989/mo
Today · 4.125%
HK$66,891
baseline
▲ 0.50% · 4.625%
HK$70,961
+HK$4,070/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,782/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,024
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,902
−HK$1,905/mo
Today · 4.125%
HK$73,807
baseline
▲ 0.50% · 4.625%
HK$77,698
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,614/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,434
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,719
−HK$2,320/mo
Today · 4.125%
HK$78,039
baseline
▲ 0.50% · 4.625%
HK$82,788
+HK$4,749/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,078/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,695
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,886
−HK$2,223/mo
Today · 4.125%
HK$86,109
baseline
▲ 0.50% · 4.625%
HK$90,648
+HK$4,539/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,218/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,416
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,352
−HK$2,984/mo
Today · 4.125%
HK$100,336
baseline
▲ 0.50% · 4.625%
HK$106,442
+HK$6,106/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,672/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,036
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,853
−HK$2,858/mo
Today · 4.125%
HK$110,711
baseline
▲ 0.50% · 4.625%
HK$116,547
+HK$5,836/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,422/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,635 · Scale 2, in force from 26 Feb 2026)