LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,454
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,086
−HK$1,658/mo
Today · 4.125%
HK$55,744
baseline
▲ 0.50% · 4.625%
HK$59,136
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,488/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,355
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,920
−HK$1,588/mo
Today · 4.125%
HK$61,508
baseline
▲ 0.50% · 4.625%
HK$64,750
+HK$3,242/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,016/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,945
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,903
−HK$1,990/mo
Today · 4.125%
HK$66,893
baseline
▲ 0.50% · 4.625%
HK$70,963
+HK$4,070/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,786/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,026
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,904
−HK$1,905/mo
Today · 4.125%
HK$73,809
baseline
▲ 0.50% · 4.625%
HK$77,700
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,618/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,436
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,721
−HK$2,320/mo
Today · 4.125%
HK$78,041
baseline
▲ 0.50% · 4.625%
HK$82,790
+HK$4,749/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,082/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,697
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,888
−HK$2,223/mo
Today · 4.125%
HK$86,111
baseline
▲ 0.50% · 4.625%
HK$90,650
+HK$4,539/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,222/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,418
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,355
−HK$2,984/mo
Today · 4.125%
HK$100,339
baseline
▲ 0.50% · 4.625%
HK$106,444
+HK$6,105/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,678/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,039
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,856
−HK$2,858/mo
Today · 4.125%
HK$110,714
baseline
▲ 0.50% · 4.625%
HK$116,550
+HK$5,836/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,428/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,661 · Scale 2, in force from 26 Feb 2026)