LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,455
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,087
−HK$1,658/mo
Today · 4.125%
HK$55,745
baseline
▲ 0.50% · 4.625%
HK$59,137
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,490/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,356
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,921
−HK$1,588/mo
Today · 4.125%
HK$61,509
baseline
▲ 0.50% · 4.625%
HK$64,751
+HK$3,242/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,018/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,947
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,905
−HK$1,989/mo
Today · 4.125%
HK$66,894
baseline
▲ 0.50% · 4.625%
HK$70,964
+HK$4,070/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,788/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,027
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,906
−HK$1,905/mo
Today · 4.125%
HK$73,811
baseline
▲ 0.50% · 4.625%
HK$77,701
+HK$3,890/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,622/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,438
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,722
−HK$2,321/mo
Today · 4.125%
HK$78,043
baseline
▲ 0.50% · 4.625%
HK$82,792
+HK$4,749/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,086/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,699
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,890
−HK$2,223/mo
Today · 4.125%
HK$86,113
baseline
▲ 0.50% · 4.625%
HK$90,652
+HK$4,539/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,226/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,420
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,357
−HK$2,984/mo
Today · 4.125%
HK$100,341
baseline
▲ 0.50% · 4.625%
HK$106,446
+HK$6,105/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,682/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,041
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,858
−HK$2,858/mo
Today · 4.125%
HK$110,716
baseline
▲ 0.50% · 4.625%
HK$116,552
+HK$5,836/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,432/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,679 · Scale 2, in force from 26 Feb 2026)