LTV · monthly repayment
▼ 0.50% · 3.625%
HK$524,559
−HK$32,894/mo
▼ 0.25% · 3.875%
HK$540,875
−HK$16,578/mo
Today · 4.125%
HK$557,453
baseline
▲ 0.50% · 4.625%
HK$591,373
+HK$33,920/mo
Deposit HK$115.02M · loan HK$115.02M · min. income ≈ HK$1,114,906/mo (50% DSR)
Upfront cash ≈ HK$129.97M (deposit + AVD stamp duty HK$14,952,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$583,566
−HK$31,528/mo
▼ 0.25% · 3.875%
HK$599,217
−HK$15,877/mo
Today · 4.125%
HK$615,094
baseline
▲ 0.50% · 4.625%
HK$647,517
+HK$32,423/mo
Deposit HK$115.02M · loan HK$115.02M · min. income ≈ HK$1,230,188/mo (50% DSR)
Upfront cash ≈ HK$129.97M (deposit + AVD stamp duty HK$14,952,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$629,470
−HK$39,474/mo
▼ 0.25% · 3.875%
HK$649,050
−HK$19,894/mo
Today · 4.125%
HK$668,944
baseline
▲ 0.50% · 4.625%
HK$709,647
+HK$40,703/mo
Deposit HK$92.02M · loan HK$138.03M · min. income ≈ HK$1,337,888/mo (50% DSR)
Upfront cash ≈ HK$106.97M (deposit + AVD stamp duty HK$14,952,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$700,279
−HK$37,834/mo
▼ 0.25% · 3.875%
HK$719,060
−HK$19,053/mo
Today · 4.125%
HK$738,113
baseline
▲ 0.50% · 4.625%
HK$777,020
+HK$38,907/mo
Deposit HK$92.02M · loan HK$138.03M · min. income ≈ HK$1,476,226/mo (50% DSR)
Upfront cash ≈ HK$106.97M (deposit + AVD stamp duty HK$14,952,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$734,382
−HK$46,052/mo
▼ 0.25% · 3.875%
HK$757,225
−HK$23,209/mo
Today · 4.125%
HK$780,434
baseline
▲ 0.50% · 4.625%
HK$827,922
+HK$47,488/mo
Deposit HK$69.01M · loan HK$161.03M · min. income ≈ HK$1,560,868/mo (50% DSR)
Upfront cash ≈ HK$83.97M (deposit + AVD stamp duty HK$14,952,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$816,993
−HK$44,139/mo
▼ 0.25% · 3.875%
HK$838,904
−HK$22,228/mo
Today · 4.125%
HK$861,132
baseline
▲ 0.50% · 4.625%
HK$906,524
+HK$45,392/mo
Deposit HK$69.01M · loan HK$161.03M · min. income ≈ HK$1,722,264/mo (50% DSR)
Upfront cash ≈ HK$83.97M (deposit + AVD stamp duty HK$14,952,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$944,205
−HK$59,210/mo
▼ 0.25% · 3.875%
HK$973,576
−HK$29,839/mo
Today · 4.125%
HK$1,003,415
baseline
▲ 0.50% · 4.625%
HK$1,064,471
+HK$61,056/mo
Deposit HK$23.00M · loan HK$207.04M · min. income ≈ HK$2,006,830/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$14,952,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,050,419
−HK$56,751/mo
▼ 0.25% · 3.875%
HK$1,078,591
−HK$28,579/mo
Today · 4.125%
HK$1,107,170
baseline
▲ 0.50% · 4.625%
HK$1,165,530
+HK$58,360/mo
Deposit HK$23.00M · loan HK$207.04M · min. income ≈ HK$2,214,340/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$14,952,839 · Scale 2, in force from 26 Feb 2026)