LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,458
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,090
−HK$1,658/mo
Today · 4.125%
HK$55,748
baseline
▲ 0.50% · 4.625%
HK$59,140
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,496/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,359
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,924
−HK$1,588/mo
Today · 4.125%
HK$61,512
baseline
▲ 0.50% · 4.625%
HK$64,755
+HK$3,243/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,024/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,950
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,908
−HK$1,989/mo
Today · 4.125%
HK$66,897
baseline
▲ 0.50% · 4.625%
HK$70,968
+HK$4,071/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,794/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,031
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,909
−HK$1,906/mo
Today · 4.125%
HK$73,815
baseline
▲ 0.50% · 4.625%
HK$77,706
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,630/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,442
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,726
−HK$2,321/mo
Today · 4.125%
HK$78,047
baseline
▲ 0.50% · 4.625%
HK$82,796
+HK$4,749/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,094/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,703
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,894
−HK$2,223/mo
Today · 4.125%
HK$86,117
baseline
▲ 0.50% · 4.625%
HK$90,656
+HK$4,539/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,234/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,425
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,362
−HK$2,984/mo
Today · 4.125%
HK$100,346
baseline
▲ 0.50% · 4.625%
HK$106,452
+HK$6,106/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$200,692/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,047
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,864
−HK$2,858/mo
Today · 4.125%
HK$110,722
baseline
▲ 0.50% · 4.625%
HK$116,558
+HK$5,836/mo
Deposit HK$2.30M · loan HK$20.70M · min. income ≈ HK$221,444/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,730 · Scale 2, in force from 26 Feb 2026)