LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,459
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,091
−HK$1,658/mo
Today · 4.125%
HK$55,749
baseline
▲ 0.50% · 4.625%
HK$59,141
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,498/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,360
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,926
−HK$1,587/mo
Today · 4.125%
HK$61,513
baseline
▲ 0.50% · 4.625%
HK$64,756
+HK$3,243/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,026/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,951
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,909
−HK$1,990/mo
Today · 4.125%
HK$66,899
baseline
▲ 0.50% · 4.625%
HK$70,969
+HK$4,070/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,798/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,032
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,911
−HK$1,905/mo
Today · 4.125%
HK$73,816
baseline
▲ 0.50% · 4.625%
HK$77,707
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,632/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,443
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,727
−HK$2,321/mo
Today · 4.125%
HK$78,048
baseline
▲ 0.50% · 4.625%
HK$82,797
+HK$4,749/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,096/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,704
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,896
−HK$2,223/mo
Today · 4.125%
HK$86,119
baseline
▲ 0.50% · 4.625%
HK$90,658
+HK$4,539/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,238/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,427
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,364
−HK$2,984/mo
Today · 4.125%
HK$100,348
baseline
▲ 0.50% · 4.625%
HK$106,454
+HK$6,106/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,696/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,049
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,866
−HK$2,858/mo
Today · 4.125%
HK$110,724
baseline
▲ 0.50% · 4.625%
HK$116,561
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,448/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,749 · Scale 2, in force from 26 Feb 2026)