LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,460
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,092
−HK$1,658/mo
Today · 4.125%
HK$55,750
baseline
▲ 0.50% · 4.625%
HK$59,142
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,500/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,361
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,926
−HK$1,588/mo
Today · 4.125%
HK$61,514
baseline
▲ 0.50% · 4.625%
HK$64,757
+HK$3,243/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,028/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,952
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,910
−HK$1,989/mo
Today · 4.125%
HK$66,899
baseline
▲ 0.50% · 4.625%
HK$70,970
+HK$4,071/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,798/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,033
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,911
−HK$1,906/mo
Today · 4.125%
HK$73,817
baseline
▲ 0.50% · 4.625%
HK$77,708
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,634/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,444
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,728
−HK$2,321/mo
Today · 4.125%
HK$78,049
baseline
▲ 0.50% · 4.625%
HK$82,798
+HK$4,749/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,098/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,705
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,897
−HK$2,223/mo
Today · 4.125%
HK$86,120
baseline
▲ 0.50% · 4.625%
HK$90,659
+HK$4,539/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,240/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,428
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,365
−HK$2,984/mo
Today · 4.125%
HK$100,349
baseline
▲ 0.50% · 4.625%
HK$106,455
+HK$6,106/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,698/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,050
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,867
−HK$2,858/mo
Today · 4.125%
HK$110,725
baseline
▲ 0.50% · 4.625%
HK$116,562
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,450/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,760 · Scale 2, in force from 26 Feb 2026)