LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,462
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,094
−HK$1,658/mo
Today · 4.125%
HK$55,752
baseline
▲ 0.50% · 4.625%
HK$59,144
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,504/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,363
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,929
−HK$1,587/mo
Today · 4.125%
HK$61,516
baseline
▲ 0.50% · 4.625%
HK$64,759
+HK$3,243/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,032/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,954
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,912
−HK$1,990/mo
Today · 4.125%
HK$66,902
baseline
▲ 0.50% · 4.625%
HK$70,973
+HK$4,071/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,804/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,036
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,914
−HK$1,906/mo
Today · 4.125%
HK$73,820
baseline
▲ 0.50% · 4.625%
HK$77,711
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,640/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,447
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,731
−HK$2,321/mo
Today · 4.125%
HK$78,052
baseline
▲ 0.50% · 4.625%
HK$82,802
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$156,104/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,709
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,900
−HK$2,223/mo
Today · 4.125%
HK$86,123
baseline
▲ 0.50% · 4.625%
HK$90,663
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.10M · min. income ≈ HK$172,246/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,431
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,369
−HK$2,984/mo
Today · 4.125%
HK$100,353
baseline
▲ 0.50% · 4.625%
HK$106,459
+HK$6,106/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,706/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,054
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,871
−HK$2,859/mo
Today · 4.125%
HK$110,730
baseline
▲ 0.50% · 4.625%
HK$116,566
+HK$5,836/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,460/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,798 · Scale 2, in force from 26 Feb 2026)