LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,464
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,096
−HK$1,658/mo
Today · 4.125%
HK$55,754
baseline
▲ 0.50% · 4.625%
HK$59,147
+HK$3,393/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,508/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,366
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,931
−HK$1,588/mo
Today · 4.125%
HK$61,519
baseline
▲ 0.50% · 4.625%
HK$64,762
+HK$3,243/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,038/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,957
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,916
−HK$1,989/mo
Today · 4.125%
HK$66,905
baseline
▲ 0.50% · 4.625%
HK$70,976
+HK$4,071/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,810/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,039
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,918
−HK$1,905/mo
Today · 4.125%
HK$73,823
baseline
▲ 0.50% · 4.625%
HK$77,715
+HK$3,892/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,646/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,450
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,735
−HK$2,321/mo
Today · 4.125%
HK$78,056
baseline
▲ 0.50% · 4.625%
HK$82,806
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,112/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,712
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,904
−HK$2,223/mo
Today · 4.125%
HK$86,127
baseline
▲ 0.50% · 4.625%
HK$90,667
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,254/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,436
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,373
−HK$2,985/mo
Today · 4.125%
HK$100,358
baseline
▲ 0.50% · 4.625%
HK$106,464
+HK$6,106/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,716/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,059
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,876
−HK$2,859/mo
Today · 4.125%
HK$110,735
baseline
▲ 0.50% · 4.625%
HK$116,572
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,470/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,844 · Scale 2, in force from 26 Feb 2026)