LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,465
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,097
−HK$1,658/mo
Today · 4.125%
HK$55,755
baseline
▲ 0.50% · 4.625%
HK$59,147
+HK$3,392/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,510/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,366
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,932
−HK$1,588/mo
Today · 4.125%
HK$61,520
baseline
▲ 0.50% · 4.625%
HK$64,763
+HK$3,243/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,040/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,958
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,916
−HK$1,990/mo
Today · 4.125%
HK$66,906
baseline
▲ 0.50% · 4.625%
HK$70,977
+HK$4,071/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$133,812/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,040
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,918
−HK$1,906/mo
Today · 4.125%
HK$73,824
baseline
▲ 0.50% · 4.625%
HK$77,715
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.80M · min. income ≈ HK$147,648/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,451
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,735
−HK$2,322/mo
Today · 4.125%
HK$78,057
baseline
▲ 0.50% · 4.625%
HK$82,806
+HK$4,749/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,114/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,713
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,905
−HK$2,223/mo
Today · 4.125%
HK$86,128
baseline
▲ 0.50% · 4.625%
HK$90,668
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,256/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,436
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,374
−HK$2,984/mo
Today · 4.125%
HK$100,358
baseline
▲ 0.50% · 4.625%
HK$106,465
+HK$6,107/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,716/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,060
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,877
−HK$2,859/mo
Today · 4.125%
HK$110,736
baseline
▲ 0.50% · 4.625%
HK$116,573
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,472/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,851 · Scale 2, in force from 26 Feb 2026)