LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,466
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,098
−HK$1,658/mo
Today · 4.125%
HK$55,756
baseline
▲ 0.50% · 4.625%
HK$59,149
+HK$3,393/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,512/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,368
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,933
−HK$1,589/mo
Today · 4.125%
HK$61,522
baseline
▲ 0.50% · 4.625%
HK$64,764
+HK$3,242/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,044/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,959
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,918
−HK$1,989/mo
Today · 4.125%
HK$66,907
baseline
▲ 0.50% · 4.625%
HK$70,979
+HK$4,072/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,814/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,042
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,920
−HK$1,906/mo
Today · 4.125%
HK$73,826
baseline
▲ 0.50% · 4.625%
HK$77,717
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,652/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,453
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,737
−HK$2,322/mo
Today · 4.125%
HK$78,059
baseline
▲ 0.50% · 4.625%
HK$82,808
+HK$4,749/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,118/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,715
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,907
−HK$2,223/mo
Today · 4.125%
HK$86,130
baseline
▲ 0.50% · 4.625%
HK$90,670
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,260/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,439
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,377
−HK$2,984/mo
Today · 4.125%
HK$100,361
baseline
▲ 0.50% · 4.625%
HK$106,468
+HK$6,107/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,722/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,063
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,880
−HK$2,859/mo
Today · 4.125%
HK$110,739
baseline
▲ 0.50% · 4.625%
HK$116,576
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,478/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,878 · Scale 2, in force from 26 Feb 2026)