LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,467
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,099
−HK$1,658/mo
Today · 4.125%
HK$55,757
baseline
▲ 0.50% · 4.625%
HK$59,150
+HK$3,393/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,514/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,369
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,935
−HK$1,588/mo
Today · 4.125%
HK$61,523
baseline
▲ 0.50% · 4.625%
HK$64,766
+HK$3,243/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,046/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,961
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,919
−HK$1,990/mo
Today · 4.125%
HK$66,909
baseline
▲ 0.50% · 4.625%
HK$70,980
+HK$4,071/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,818/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,043
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,922
−HK$1,905/mo
Today · 4.125%
HK$73,827
baseline
▲ 0.50% · 4.625%
HK$77,719
+HK$3,892/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,654/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,454
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,739
−HK$2,321/mo
Today · 4.125%
HK$78,060
baseline
▲ 0.50% · 4.625%
HK$82,810
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,120/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,717
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,908
−HK$2,224/mo
Today · 4.125%
HK$86,132
baseline
▲ 0.50% · 4.625%
HK$90,672
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,264/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,441
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,379
−HK$2,984/mo
Today · 4.125%
HK$100,363
baseline
▲ 0.50% · 4.625%
HK$106,470
+HK$6,107/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,726/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,065
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,882
−HK$2,859/mo
Today · 4.125%
HK$110,741
baseline
▲ 0.50% · 4.625%
HK$116,578
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,482/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,897 · Scale 2, in force from 26 Feb 2026)