LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,468
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,100
−HK$1,658/mo
Today · 4.125%
HK$55,758
baseline
▲ 0.50% · 4.625%
HK$59,151
+HK$3,393/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$111,516/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,370
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,936
−HK$1,588/mo
Today · 4.125%
HK$61,524
baseline
▲ 0.50% · 4.625%
HK$64,767
+HK$3,243/mo
Deposit HK$11.50M · loan HK$11.50M · min. income ≈ HK$123,048/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,962
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,920
−HK$1,990/mo
Today · 4.125%
HK$66,910
baseline
▲ 0.50% · 4.625%
HK$70,982
+HK$4,072/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,820/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,044
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,923
−HK$1,906/mo
Today · 4.125%
HK$73,829
baseline
▲ 0.50% · 4.625%
HK$77,720
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,658/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,456
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,740
−HK$2,322/mo
Today · 4.125%
HK$78,062
baseline
▲ 0.50% · 4.625%
HK$82,812
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,124/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,719
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,910
−HK$2,224/mo
Today · 4.125%
HK$86,134
baseline
▲ 0.50% · 4.625%
HK$90,674
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,268/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,443
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,381
−HK$2,984/mo
Today · 4.125%
HK$100,365
baseline
▲ 0.50% · 4.625%
HK$106,472
+HK$6,107/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,730/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,067
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,885
−HK$2,858/mo
Today · 4.125%
HK$110,743
baseline
▲ 0.50% · 4.625%
HK$116,581
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,486/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,917 · Scale 2, in force from 26 Feb 2026)