LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,469
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,101
−HK$1,658/mo
Today · 4.125%
HK$55,759
baseline
▲ 0.50% · 4.625%
HK$59,152
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,518/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,371
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,937
−HK$1,588/mo
Today · 4.125%
HK$61,525
baseline
▲ 0.50% · 4.625%
HK$64,768
+HK$3,243/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,050/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,963
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,921
−HK$1,990/mo
Today · 4.125%
HK$66,911
baseline
▲ 0.50% · 4.625%
HK$70,982
+HK$4,071/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,822/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,045
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,924
−HK$1,906/mo
Today · 4.125%
HK$73,830
baseline
▲ 0.50% · 4.625%
HK$77,721
+HK$3,891/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,660/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,457
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,741
−HK$2,322/mo
Today · 4.125%
HK$78,063
baseline
▲ 0.50% · 4.625%
HK$82,813
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,126/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,720
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,911
−HK$2,224/mo
Today · 4.125%
HK$86,135
baseline
▲ 0.50% · 4.625%
HK$90,675
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,270/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,444
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,382
−HK$2,985/mo
Today · 4.125%
HK$100,367
baseline
▲ 0.50% · 4.625%
HK$106,474
+HK$6,107/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,734/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,068
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,886
−HK$2,859/mo
Today · 4.125%
HK$110,745
baseline
▲ 0.50% · 4.625%
HK$116,582
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,490/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,931 · Scale 2, in force from 26 Feb 2026)