LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,470
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,102
−HK$1,658/mo
Today · 4.125%
HK$55,760
baseline
▲ 0.50% · 4.625%
HK$59,153
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,520/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,372
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,938
−HK$1,588/mo
Today · 4.125%
HK$61,526
baseline
▲ 0.50% · 4.625%
HK$64,769
+HK$3,243/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,052/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,964
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,922
−HK$1,990/mo
Today · 4.125%
HK$66,912
baseline
▲ 0.50% · 4.625%
HK$70,984
+HK$4,072/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,824/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,047
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,925
−HK$1,906/mo
Today · 4.125%
HK$73,831
baseline
▲ 0.50% · 4.625%
HK$77,723
+HK$3,892/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,662/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,458
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,743
−HK$2,321/mo
Today · 4.125%
HK$78,064
baseline
▲ 0.50% · 4.625%
HK$82,814
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,128/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,721
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,913
−HK$2,223/mo
Today · 4.125%
HK$86,136
baseline
▲ 0.50% · 4.625%
HK$90,677
+HK$4,541/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,272/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,446
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,384
−HK$2,984/mo
Today · 4.125%
HK$100,368
baseline
▲ 0.50% · 4.625%
HK$106,475
+HK$6,107/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,736/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,070
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,888
−HK$2,858/mo
Today · 4.125%
HK$110,746
baseline
▲ 0.50% · 4.625%
HK$116,584
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,492/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,947 · Scale 2, in force from 26 Feb 2026)