LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,470
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,102
−HK$1,659/mo
Today · 4.125%
HK$55,761
baseline
▲ 0.50% · 4.625%
HK$59,154
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,522/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,373
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$59,938
−HK$1,588/mo
Today · 4.125%
HK$61,526
baseline
▲ 0.50% · 4.625%
HK$64,770
+HK$3,244/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,052/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,964
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,923
−HK$1,990/mo
Today · 4.125%
HK$66,913
baseline
▲ 0.50% · 4.625%
HK$70,984
+HK$4,071/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,826/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,047
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,926
−HK$1,906/mo
Today · 4.125%
HK$73,832
baseline
▲ 0.50% · 4.625%
HK$77,724
+HK$3,892/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,664/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,459
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,743
−HK$2,322/mo
Today · 4.125%
HK$78,065
baseline
▲ 0.50% · 4.625%
HK$82,815
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,130/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,722
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,914
−HK$2,223/mo
Today · 4.125%
HK$86,137
baseline
▲ 0.50% · 4.625%
HK$90,677
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,274/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,447
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,384
−HK$2,985/mo
Today · 4.125%
HK$100,369
baseline
▲ 0.50% · 4.625%
HK$106,477
+HK$6,108/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,738/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,071
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,889
−HK$2,859/mo
Today · 4.125%
HK$110,748
baseline
▲ 0.50% · 4.625%
HK$116,585
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,496/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,957 · Scale 2, in force from 26 Feb 2026)