LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,471
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,103
−HK$1,659/mo
Today · 4.125%
HK$55,762
baseline
▲ 0.50% · 4.625%
HK$59,155
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,524/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,374
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,939
−HK$1,589/mo
Today · 4.125%
HK$61,528
baseline
▲ 0.50% · 4.625%
HK$64,771
+HK$3,243/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,056/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$977,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,966
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,924
−HK$1,990/mo
Today · 4.125%
HK$66,914
baseline
▲ 0.50% · 4.625%
HK$70,986
+HK$4,072/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,828/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,049
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,927
−HK$1,906/mo
Today · 4.125%
HK$73,833
baseline
▲ 0.50% · 4.625%
HK$77,725
+HK$3,892/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,666/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$977,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,460
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,745
−HK$2,321/mo
Today · 4.125%
HK$78,066
baseline
▲ 0.50% · 4.625%
HK$82,817
+HK$4,751/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,132/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,723
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,915
−HK$2,224/mo
Today · 4.125%
HK$86,139
baseline
▲ 0.50% · 4.625%
HK$90,679
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,278/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$977,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,448
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,386
−HK$2,985/mo
Today · 4.125%
HK$100,371
baseline
▲ 0.50% · 4.625%
HK$106,478
+HK$6,107/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,742/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,073
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,891
−HK$2,859/mo
Today · 4.125%
HK$110,750
baseline
▲ 0.50% · 4.625%
HK$116,587
+HK$5,837/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,500/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$977,973 · Scale 2, in force from 26 Feb 2026)