LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,474
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,106
−HK$1,658/mo
Today · 4.125%
HK$55,764
baseline
▲ 0.50% · 4.625%
HK$59,157
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,528/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,376
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,942
−HK$1,588/mo
Today · 4.125%
HK$61,530
baseline
▲ 0.50% · 4.625%
HK$64,774
+HK$3,244/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,060/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,968
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,927
−HK$1,990/mo
Today · 4.125%
HK$66,917
baseline
▲ 0.50% · 4.625%
HK$70,989
+HK$4,072/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,834/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,052
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,930
−HK$1,906/mo
Today · 4.125%
HK$73,836
baseline
▲ 0.50% · 4.625%
HK$77,728
+HK$3,892/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,672/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,463
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,748
−HK$2,322/mo
Today · 4.125%
HK$78,070
baseline
▲ 0.50% · 4.625%
HK$82,820
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,140/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,727
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,919
−HK$2,223/mo
Today · 4.125%
HK$86,142
baseline
▲ 0.50% · 4.625%
HK$90,683
+HK$4,541/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,284/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,453
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,391
−HK$2,985/mo
Today · 4.125%
HK$100,376
baseline
▲ 0.50% · 4.625%
HK$106,483
+HK$6,107/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,752/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,078
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,896
−HK$2,859/mo
Today · 4.125%
HK$110,755
baseline
▲ 0.50% · 4.625%
HK$116,593
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,510/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,018 · Scale 2, in force from 26 Feb 2026)