LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,474
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,106
−HK$1,659/mo
Today · 4.125%
HK$55,765
baseline
▲ 0.50% · 4.625%
HK$59,158
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,530/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,377
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,942
−HK$1,589/mo
Today · 4.125%
HK$61,531
baseline
▲ 0.50% · 4.625%
HK$64,774
+HK$3,243/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,062/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,969
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,927
−HK$1,990/mo
Today · 4.125%
HK$66,917
baseline
▲ 0.50% · 4.625%
HK$70,989
+HK$4,072/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$133,834/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,052
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,931
−HK$1,906/mo
Today · 4.125%
HK$73,837
baseline
▲ 0.50% · 4.625%
HK$77,729
+HK$3,892/mo
Deposit HK$9.20M · loan HK$13.81M · min. income ≈ HK$147,674/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,464
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,749
−HK$2,321/mo
Today · 4.125%
HK$78,070
baseline
▲ 0.50% · 4.625%
HK$82,821
+HK$4,751/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,140/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,727
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,919
−HK$2,224/mo
Today · 4.125%
HK$86,143
baseline
▲ 0.50% · 4.625%
HK$90,684
+HK$4,541/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,286/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,453
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,391
−HK$2,985/mo
Today · 4.125%
HK$100,376
baseline
▲ 0.50% · 4.625%
HK$106,484
+HK$6,108/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,752/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,078
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,896
−HK$2,859/mo
Today · 4.125%
HK$110,755
baseline
▲ 0.50% · 4.625%
HK$116,593
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,510/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,023 · Scale 2, in force from 26 Feb 2026)