LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,475
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,107
−HK$1,658/mo
Today · 4.125%
HK$55,765
baseline
▲ 0.50% · 4.625%
HK$59,159
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,530/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,378
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,943
−HK$1,589/mo
Today · 4.125%
HK$61,532
baseline
▲ 0.50% · 4.625%
HK$64,775
+HK$3,243/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,064/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,970
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,928
−HK$1,991/mo
Today · 4.125%
HK$66,919
baseline
▲ 0.50% · 4.625%
HK$70,990
+HK$4,071/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,838/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,053
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,932
−HK$1,906/mo
Today · 4.125%
HK$73,838
baseline
▲ 0.50% · 4.625%
HK$77,730
+HK$3,892/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,676/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,465
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,750
−HK$2,322/mo
Today · 4.125%
HK$78,072
baseline
▲ 0.50% · 4.625%
HK$82,822
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,144/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,729
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,921
−HK$2,223/mo
Today · 4.125%
HK$86,144
baseline
▲ 0.50% · 4.625%
HK$90,685
+HK$4,541/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,288/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,455
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,393
−HK$2,985/mo
Today · 4.125%
HK$100,378
baseline
▲ 0.50% · 4.625%
HK$106,486
+HK$6,108/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,756/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,080
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,898
−HK$2,859/mo
Today · 4.125%
HK$110,757
baseline
▲ 0.50% · 4.625%
HK$116,595
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,514/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,039 · Scale 2, in force from 26 Feb 2026)