LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,476
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,108
−HK$1,658/mo
Today · 4.125%
HK$55,766
baseline
▲ 0.50% · 4.625%
HK$59,159
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,532/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,379
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,944
−HK$1,589/mo
Today · 4.125%
HK$61,533
baseline
▲ 0.50% · 4.625%
HK$64,776
+HK$3,243/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,066/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,971
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,929
−HK$1,991/mo
Today · 4.125%
HK$66,920
baseline
▲ 0.50% · 4.625%
HK$70,991
+HK$4,071/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,840/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,054
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,933
−HK$1,906/mo
Today · 4.125%
HK$73,839
baseline
▲ 0.50% · 4.625%
HK$77,731
+HK$3,892/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,678/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,466
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,751
−HK$2,322/mo
Today · 4.125%
HK$78,073
baseline
▲ 0.50% · 4.625%
HK$82,823
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,146/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,730
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,922
−HK$2,224/mo
Today · 4.125%
HK$86,146
baseline
▲ 0.50% · 4.625%
HK$90,686
+HK$4,540/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,292/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,456
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,394
−HK$2,985/mo
Today · 4.125%
HK$100,379
baseline
▲ 0.50% · 4.625%
HK$106,487
+HK$6,108/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,758/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,081
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,900
−HK$2,859/mo
Today · 4.125%
HK$110,759
baseline
▲ 0.50% · 4.625%
HK$116,597
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,518/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,054 · Scale 2, in force from 26 Feb 2026)