LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,476
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,109
−HK$1,658/mo
Today · 4.125%
HK$55,767
baseline
▲ 0.50% · 4.625%
HK$59,160
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,534/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,379
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,945
−HK$1,588/mo
Today · 4.125%
HK$61,533
baseline
▲ 0.50% · 4.625%
HK$64,777
+HK$3,244/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,066/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$978,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,971
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,930
−HK$1,990/mo
Today · 4.125%
HK$66,920
baseline
▲ 0.50% · 4.625%
HK$70,992
+HK$4,072/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,840/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,055
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,934
−HK$1,906/mo
Today · 4.125%
HK$73,840
baseline
▲ 0.50% · 4.625%
HK$77,732
+HK$3,892/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,680/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,467
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,752
−HK$2,322/mo
Today · 4.125%
HK$78,074
baseline
▲ 0.50% · 4.625%
HK$82,824
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,148/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,731
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,923
−HK$2,224/mo
Today · 4.125%
HK$86,147
baseline
▲ 0.50% · 4.625%
HK$90,688
+HK$4,541/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,294/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,457
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,395
−HK$2,985/mo
Today · 4.125%
HK$100,380
baseline
▲ 0.50% · 4.625%
HK$106,488
+HK$6,108/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,760/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,083
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,901
−HK$2,859/mo
Today · 4.125%
HK$110,760
baseline
▲ 0.50% · 4.625%
HK$116,598
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,520/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,066 · Scale 2, in force from 26 Feb 2026)