LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,478
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$54,110
−HK$1,658/mo
Today · 4.125%
HK$55,768
baseline
▲ 0.50% · 4.625%
HK$59,162
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,536/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,381
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,947
−HK$1,588/mo
Today · 4.125%
HK$61,535
baseline
▲ 0.50% · 4.625%
HK$64,778
+HK$3,243/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,070/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,973
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,932
−HK$1,990/mo
Today · 4.125%
HK$66,922
baseline
▲ 0.50% · 4.625%
HK$70,994
+HK$4,072/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,844/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,057
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,936
−HK$1,906/mo
Today · 4.125%
HK$73,842
baseline
▲ 0.50% · 4.625%
HK$77,734
+HK$3,892/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,684/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,469
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,754
−HK$2,322/mo
Today · 4.125%
HK$78,076
baseline
▲ 0.50% · 4.625%
HK$82,826
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,152/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,733
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,925
−HK$2,224/mo
Today · 4.125%
HK$86,149
baseline
▲ 0.50% · 4.625%
HK$90,690
+HK$4,541/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,298/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,460
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,398
−HK$2,985/mo
Today · 4.125%
HK$100,383
baseline
▲ 0.50% · 4.625%
HK$106,491
+HK$6,108/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,766/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,085
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,904
−HK$2,859/mo
Today · 4.125%
HK$110,763
baseline
▲ 0.50% · 4.625%
HK$116,601
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,526/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,091 · Scale 2, in force from 26 Feb 2026)