LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,478
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,110
−HK$1,659/mo
Today · 4.125%
HK$55,769
baseline
▲ 0.50% · 4.625%
HK$59,162
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,538/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,381
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,947
−HK$1,588/mo
Today · 4.125%
HK$61,535
baseline
▲ 0.50% · 4.625%
HK$64,779
+HK$3,244/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,070/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,974
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,932
−HK$1,991/mo
Today · 4.125%
HK$66,923
baseline
▲ 0.50% · 4.625%
HK$70,995
+HK$4,072/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,846/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,057
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,936
−HK$1,906/mo
Today · 4.125%
HK$73,842
baseline
▲ 0.50% · 4.625%
HK$77,735
+HK$3,893/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,684/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,469
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,754
−HK$2,322/mo
Today · 4.125%
HK$78,076
baseline
▲ 0.50% · 4.625%
HK$82,827
+HK$4,751/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,152/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,734
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,926
−HK$2,223/mo
Today · 4.125%
HK$86,149
baseline
▲ 0.50% · 4.625%
HK$90,691
+HK$4,542/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,298/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,460
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,399
−HK$2,985/mo
Today · 4.125%
HK$100,384
baseline
▲ 0.50% · 4.625%
HK$106,492
+HK$6,108/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,768/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,086
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,904
−HK$2,860/mo
Today · 4.125%
HK$110,764
baseline
▲ 0.50% · 4.625%
HK$116,602
+HK$5,838/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,528/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,098 · Scale 2, in force from 26 Feb 2026)