LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,479
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,111
−HK$1,659/mo
Today · 4.125%
HK$55,770
baseline
▲ 0.50% · 4.625%
HK$59,163
+HK$3,393/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,540/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,382
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,948
−HK$1,588/mo
Today · 4.125%
HK$61,536
baseline
▲ 0.50% · 4.625%
HK$64,780
+HK$3,244/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,072/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,975
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,933
−HK$1,991/mo
Today · 4.125%
HK$66,924
baseline
▲ 0.50% · 4.625%
HK$70,996
+HK$4,072/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,848/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,059
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,937
−HK$1,907/mo
Today · 4.125%
HK$73,844
baseline
▲ 0.50% · 4.625%
HK$77,736
+HK$3,892/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,688/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$978,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,470
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,756
−HK$2,322/mo
Today · 4.125%
HK$78,078
baseline
▲ 0.50% · 4.625%
HK$82,828
+HK$4,750/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$156,156/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,735
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,927
−HK$2,224/mo
Today · 4.125%
HK$86,151
baseline
▲ 0.50% · 4.625%
HK$90,692
+HK$4,541/mo
Deposit HK$6.90M · loan HK$16.11M · min. income ≈ HK$172,302/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,462
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,400
−HK$2,985/mo
Today · 4.125%
HK$100,385
baseline
▲ 0.50% · 4.625%
HK$106,494
+HK$6,109/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$200,770/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,088
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$107,906
−HK$2,859/mo
Today · 4.125%
HK$110,765
baseline
▲ 0.50% · 4.625%
HK$116,604
+HK$5,839/mo
Deposit HK$2.30M · loan HK$20.71M · min. income ≈ HK$221,530/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,113 · Scale 2, in force from 26 Feb 2026)