LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,485
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,118
−HK$1,659/mo
Today · 4.125%
HK$55,777
baseline
▲ 0.50% · 4.625%
HK$59,171
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,554/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,390
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,956
−HK$1,588/mo
Today · 4.125%
HK$61,544
baseline
▲ 0.50% · 4.625%
HK$64,788
+HK$3,244/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,088/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,983
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,942
−HK$1,990/mo
Today · 4.125%
HK$66,932
baseline
▲ 0.50% · 4.625%
HK$71,005
+HK$4,073/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,864/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,067
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,947
−HK$1,906/mo
Today · 4.125%
HK$73,853
baseline
▲ 0.50% · 4.625%
HK$77,746
+HK$3,893/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,706/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,480
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,765
−HK$2,322/mo
Today · 4.125%
HK$78,087
baseline
▲ 0.50% · 4.625%
HK$82,839
+HK$4,752/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$156,174/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,745
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,938
−HK$2,224/mo
Today · 4.125%
HK$86,162
baseline
▲ 0.50% · 4.625%
HK$90,704
+HK$4,542/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$172,324/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,474
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,413
−HK$2,985/mo
Today · 4.125%
HK$100,398
baseline
▲ 0.50% · 4.625%
HK$106,507
+HK$6,109/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,796/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,101
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,920
−HK$2,859/mo
Today · 4.125%
HK$110,779
baseline
▲ 0.50% · 4.625%
HK$116,619
+HK$5,840/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,558/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,238 · Scale 2, in force from 26 Feb 2026)