LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,487
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,119
−HK$1,659/mo
Today · 4.125%
HK$55,778
baseline
▲ 0.50% · 4.625%
HK$59,172
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,556/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,391
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,957
−HK$1,588/mo
Today · 4.125%
HK$61,545
baseline
▲ 0.50% · 4.625%
HK$64,790
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,090/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,984
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,943
−HK$1,990/mo
Today · 4.125%
HK$66,933
baseline
▲ 0.50% · 4.625%
HK$71,006
+HK$4,073/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,866/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,069
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,948
−HK$1,906/mo
Today · 4.125%
HK$73,854
baseline
▲ 0.50% · 4.625%
HK$77,747
+HK$3,893/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,708/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,481
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,767
−HK$2,322/mo
Today · 4.125%
HK$78,089
baseline
▲ 0.50% · 4.625%
HK$82,841
+HK$4,752/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$156,178/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,747
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,939
−HK$2,225/mo
Today · 4.125%
HK$86,164
baseline
▲ 0.50% · 4.625%
HK$90,705
+HK$4,541/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$172,328/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,476
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,414
−HK$2,986/mo
Today · 4.125%
HK$100,400
baseline
▲ 0.50% · 4.625%
HK$106,509
+HK$6,109/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,800/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,103
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,922
−HK$2,860/mo
Today · 4.125%
HK$110,782
baseline
▲ 0.50% · 4.625%
HK$116,621
+HK$5,839/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,564/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,258 · Scale 2, in force from 26 Feb 2026)