LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,488
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,120
−HK$1,659/mo
Today · 4.125%
HK$55,779
baseline
▲ 0.50% · 4.625%
HK$59,173
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,558/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,392
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,958
−HK$1,589/mo
Today · 4.125%
HK$61,547
baseline
▲ 0.50% · 4.625%
HK$64,791
+HK$3,244/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,094/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,985
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,944
−HK$1,991/mo
Today · 4.125%
HK$66,935
baseline
▲ 0.50% · 4.625%
HK$71,008
+HK$4,073/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,870/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,070
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,950
−HK$1,906/mo
Today · 4.125%
HK$73,856
baseline
▲ 0.50% · 4.625%
HK$77,749
+HK$3,893/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,712/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,483
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,768
−HK$2,323/mo
Today · 4.125%
HK$78,091
baseline
▲ 0.50% · 4.625%
HK$82,842
+HK$4,751/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$156,182/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,749
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,941
−HK$2,224/mo
Today · 4.125%
HK$86,165
baseline
▲ 0.50% · 4.625%
HK$90,707
+HK$4,542/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$172,330/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,478
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,417
−HK$2,985/mo
Today · 4.125%
HK$100,402
baseline
▲ 0.50% · 4.625%
HK$106,512
+HK$6,110/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,804/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,106
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,924
−HK$2,860/mo
Today · 4.125%
HK$110,784
baseline
▲ 0.50% · 4.625%
HK$116,624
+HK$5,840/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,568/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,278 · Scale 2, in force from 26 Feb 2026)