LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,488
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,121
−HK$1,659/mo
Today · 4.125%
HK$55,780
baseline
▲ 0.50% · 4.625%
HK$59,174
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,560/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,393
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,959
−HK$1,588/mo
Today · 4.125%
HK$61,547
baseline
▲ 0.50% · 4.625%
HK$64,792
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,094/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,986
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,945
−HK$1,991/mo
Today · 4.125%
HK$66,936
baseline
▲ 0.50% · 4.625%
HK$71,008
+HK$4,072/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,872/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,071
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,950
−HK$1,907/mo
Today · 4.125%
HK$73,857
baseline
▲ 0.50% · 4.625%
HK$77,750
+HK$3,893/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,714/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,483
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,769
−HK$2,322/mo
Today · 4.125%
HK$78,091
baseline
▲ 0.50% · 4.625%
HK$82,843
+HK$4,752/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$156,182/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,750
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,942
−HK$2,224/mo
Today · 4.125%
HK$86,166
baseline
▲ 0.50% · 4.625%
HK$90,708
+HK$4,542/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$172,332/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,479
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,417
−HK$2,986/mo
Today · 4.125%
HK$100,403
baseline
▲ 0.50% · 4.625%
HK$106,513
+HK$6,110/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,806/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,107
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,925
−HK$2,860/mo
Today · 4.125%
HK$110,785
baseline
▲ 0.50% · 4.625%
HK$116,625
+HK$5,840/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,570/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,288 · Scale 2, in force from 26 Feb 2026)