LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,490
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,123
−HK$1,659/mo
Today · 4.125%
HK$55,782
baseline
▲ 0.50% · 4.625%
HK$59,176
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,564/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,395
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,961
−HK$1,589/mo
Today · 4.125%
HK$61,550
baseline
▲ 0.50% · 4.625%
HK$64,794
+HK$3,244/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,100/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,988
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,948
−HK$1,990/mo
Today · 4.125%
HK$66,938
baseline
▲ 0.50% · 4.625%
HK$71,011
+HK$4,073/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,876/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,074
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,953
−HK$1,907/mo
Today · 4.125%
HK$73,860
baseline
▲ 0.50% · 4.625%
HK$77,753
+HK$3,893/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,720/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,486
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,772
−HK$2,323/mo
Today · 4.125%
HK$78,095
baseline
▲ 0.50% · 4.625%
HK$82,847
+HK$4,752/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$156,190/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,753
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,945
−HK$2,225/mo
Today · 4.125%
HK$86,170
baseline
▲ 0.50% · 4.625%
HK$90,712
+HK$4,542/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$172,340/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,483
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$97,421
−HK$2,986/mo
Today · 4.125%
HK$100,407
baseline
▲ 0.50% · 4.625%
HK$106,517
+HK$6,110/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,814/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,111
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,930
−HK$2,860/mo
Today · 4.125%
HK$110,790
baseline
▲ 0.50% · 4.625%
HK$116,630
+HK$5,840/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,580/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,328 · Scale 2, in force from 26 Feb 2026)