LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,494
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,127
−HK$1,659/mo
Today · 4.125%
HK$55,786
baseline
▲ 0.50% · 4.625%
HK$59,180
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,572/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,399
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,965
−HK$1,589/mo
Today · 4.125%
HK$61,554
baseline
▲ 0.50% · 4.625%
HK$64,799
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,108/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,993
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,952
−HK$1,991/mo
Today · 4.125%
HK$66,943
baseline
▲ 0.50% · 4.625%
HK$71,016
+HK$4,073/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,886/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,079
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,958
−HK$1,907/mo
Today · 4.125%
HK$73,865
baseline
▲ 0.50% · 4.625%
HK$77,758
+HK$3,893/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,730/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,491
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,777
−HK$2,323/mo
Today · 4.125%
HK$78,100
baseline
▲ 0.50% · 4.625%
HK$82,852
+HK$4,752/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$156,200/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,758
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,951
−HK$2,225/mo
Today · 4.125%
HK$86,176
baseline
▲ 0.50% · 4.625%
HK$90,718
+HK$4,542/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$172,352/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,489
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,428
−HK$2,986/mo
Today · 4.125%
HK$100,414
baseline
▲ 0.50% · 4.625%
HK$106,524
+HK$6,110/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,828/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,118
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,937
−HK$2,860/mo
Today · 4.125%
HK$110,797
baseline
▲ 0.50% · 4.625%
HK$116,637
+HK$5,840/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,594/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,394 · Scale 2, in force from 26 Feb 2026)