LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,495
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,128
−HK$1,659/mo
Today · 4.125%
HK$55,787
baseline
▲ 0.50% · 4.625%
HK$59,181
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,574/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,400
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,966
−HK$1,589/mo
Today · 4.125%
HK$61,555
baseline
▲ 0.50% · 4.625%
HK$64,800
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,110/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,994
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,953
−HK$1,991/mo
Today · 4.125%
HK$66,944
baseline
▲ 0.50% · 4.625%
HK$71,017
+HK$4,073/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,888/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,080
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,959
−HK$1,907/mo
Today · 4.125%
HK$73,866
baseline
▲ 0.50% · 4.625%
HK$77,760
+HK$3,894/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,732/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,493
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,779
−HK$2,322/mo
Today · 4.125%
HK$78,101
baseline
▲ 0.50% · 4.625%
HK$82,854
+HK$4,753/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$156,202/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,760
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,953
−HK$2,224/mo
Today · 4.125%
HK$86,177
baseline
▲ 0.50% · 4.625%
HK$90,720
+HK$4,543/mo
Deposit HK$6.91M · loan HK$16.11M · min. income ≈ HK$172,354/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,491
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$97,430
−HK$2,986/mo
Today · 4.125%
HK$100,416
baseline
▲ 0.50% · 4.625%
HK$106,526
+HK$6,110/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,832/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,120
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,939
−HK$2,860/mo
Today · 4.125%
HK$110,799
baseline
▲ 0.50% · 4.625%
HK$116,639
+HK$5,840/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,598/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,411 · Scale 2, in force from 26 Feb 2026)