LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,496
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,129
−HK$1,659/mo
Today · 4.125%
HK$55,788
baseline
▲ 0.50% · 4.625%
HK$59,182
+HK$3,394/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,576/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,401
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,967
−HK$1,589/mo
Today · 4.125%
HK$61,556
baseline
▲ 0.50% · 4.625%
HK$64,801
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,112/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,995
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,954
−HK$1,991/mo
Today · 4.125%
HK$66,945
baseline
▲ 0.50% · 4.625%
HK$71,019
+HK$4,074/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$133,890/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,081
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,961
−HK$1,906/mo
Today · 4.125%
HK$73,867
baseline
▲ 0.50% · 4.625%
HK$77,761
+HK$3,894/mo
Deposit HK$9.21M · loan HK$13.81M · min. income ≈ HK$147,734/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,494
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,780
−HK$2,323/mo
Today · 4.125%
HK$78,103
baseline
▲ 0.50% · 4.625%
HK$82,855
+HK$4,752/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,206/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,761
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,954
−HK$2,225/mo
Today · 4.125%
HK$86,179
baseline
▲ 0.50% · 4.625%
HK$90,721
+HK$4,542/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,358/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$978,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,492
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,432
−HK$2,986/mo
Today · 4.125%
HK$100,418
baseline
▲ 0.50% · 4.625%
HK$106,528
+HK$6,110/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,836/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,122
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$107,941
−HK$2,860/mo
Today · 4.125%
HK$110,801
baseline
▲ 0.50% · 4.625%
HK$116,642
+HK$5,841/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,602/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,430 · Scale 2, in force from 26 Feb 2026)