LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,505
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,138
−HK$1,659/mo
Today · 4.125%
HK$55,797
baseline
▲ 0.50% · 4.625%
HK$59,192
+HK$3,395/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,594/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,411
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,977
−HK$1,590/mo
Today · 4.125%
HK$61,567
baseline
▲ 0.50% · 4.625%
HK$64,812
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,134/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,006
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,965
−HK$1,992/mo
Today · 4.125%
HK$66,957
baseline
▲ 0.50% · 4.625%
HK$71,031
+HK$4,074/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,914/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,093
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,973
−HK$1,907/mo
Today · 4.125%
HK$73,880
baseline
▲ 0.50% · 4.625%
HK$77,774
+HK$3,894/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,760/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,507
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,793
−HK$2,323/mo
Today · 4.125%
HK$78,116
baseline
▲ 0.50% · 4.625%
HK$82,869
+HK$4,753/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,232/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,775
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,968
−HK$2,225/mo
Today · 4.125%
HK$86,193
baseline
▲ 0.50% · 4.625%
HK$90,737
+HK$4,544/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,386/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,508
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,448
−HK$2,987/mo
Today · 4.125%
HK$100,435
baseline
▲ 0.50% · 4.625%
HK$106,546
+HK$6,111/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,870/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,140
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$107,959
−HK$2,861/mo
Today · 4.125%
HK$110,820
baseline
▲ 0.50% · 4.625%
HK$116,662
+HK$5,842/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,640/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,596 · Scale 2, in force from 26 Feb 2026)