LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,506
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,139
−HK$1,659/mo
Today · 4.125%
HK$55,798
baseline
▲ 0.50% · 4.625%
HK$59,193
+HK$3,395/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,596/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,412
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,979
−HK$1,589/mo
Today · 4.125%
HK$61,568
baseline
▲ 0.50% · 4.625%
HK$64,813
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,136/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,007
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,967
−HK$1,991/mo
Today · 4.125%
HK$66,958
baseline
▲ 0.50% · 4.625%
HK$71,032
+HK$4,074/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,916/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,094
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,974
−HK$1,907/mo
Today · 4.125%
HK$73,881
baseline
▲ 0.50% · 4.625%
HK$77,776
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,762/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,508
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,794
−HK$2,323/mo
Today · 4.125%
HK$78,117
baseline
▲ 0.50% · 4.625%
HK$82,871
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,234/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,777
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,970
−HK$2,225/mo
Today · 4.125%
HK$86,195
baseline
▲ 0.50% · 4.625%
HK$90,738
+HK$4,543/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,390/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,510
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,450
−HK$2,987/mo
Today · 4.125%
HK$100,437
baseline
▲ 0.50% · 4.625%
HK$106,548
+HK$6,111/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,874/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,142
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$107,961
−HK$2,861/mo
Today · 4.125%
HK$110,822
baseline
▲ 0.50% · 4.625%
HK$116,664
+HK$5,842/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,644/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,613 · Scale 2, in force from 26 Feb 2026)