LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,508
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,141
−HK$1,659/mo
Today · 4.125%
HK$55,800
baseline
▲ 0.50% · 4.625%
HK$59,196
+HK$3,396/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,600/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,414
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,981
−HK$1,589/mo
Today · 4.125%
HK$61,570
baseline
▲ 0.50% · 4.625%
HK$64,816
+HK$3,246/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,140/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,009
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,969
−HK$1,991/mo
Today · 4.125%
HK$66,960
baseline
▲ 0.50% · 4.625%
HK$71,035
+HK$4,075/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,920/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,097
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,977
−HK$1,907/mo
Today · 4.125%
HK$73,884
baseline
▲ 0.50% · 4.625%
HK$77,779
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,768/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,511
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,797
−HK$2,323/mo
Today · 4.125%
HK$78,120
baseline
▲ 0.50% · 4.625%
HK$82,874
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,240/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,780
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,973
−HK$2,225/mo
Today · 4.125%
HK$86,198
baseline
▲ 0.50% · 4.625%
HK$90,742
+HK$4,544/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,396/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,514
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,454
−HK$2,987/mo
Today · 4.125%
HK$100,441
baseline
▲ 0.50% · 4.625%
HK$106,552
+HK$6,111/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$200,882/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,146
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$107,966
−HK$2,860/mo
Today · 4.125%
HK$110,826
baseline
▲ 0.50% · 4.625%
HK$116,668
+HK$5,842/mo
Deposit HK$2.30M · loan HK$20.72M · min. income ≈ HK$221,652/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,651 · Scale 2, in force from 26 Feb 2026)